Insurance Premium Members

There is also a membership discount store in my town called Sam’s Club. It’s like a Costco or Fedco. They offer a dental discount program. It’s not insurance, but for about $70 a year I can become a member. I get a discount card that I can take to participating dentists, and get their services for a discount. The only drawback is that most of the dentists in the program are in large cities. Be sure to check this out before you join to be sure your dentist is part of the program.

There are ways to get medical care that is free or inexpensive without using insurance. In my town, there is a health clinic that has a sliding scale based on income. There’s also a dental school in town that has very inexpensive rates if you let the students work on you. I know people that drive for over an hour to use this facility and they think it’s wonderful.

term life insurance

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